SMART INVESTMENT TIPS

• Invest in financial literacy training and share these skills with family and friends
  
• Pay your bond off as soon as possible- Your home and family security is your best investment
• Never invest in investment products with upfront commission. Upfront commission loan accounts erode your investment
• Use credit cards and store cards responsibly. Always set a limit and do not exceed it
• Start saving as early as possible
• Set saving and investment goals
• Only invest in transparent products
• Never invest in get rich quick schemes. If it is too good to be true it probably is
• Only invest in investments you understand
• Implement an investment strategy and save for the long-term
• Plan for the unexpected. Have an emergency fund
• Always preserve your pension/provident withdrawal benefit in a Preservation fund when you resign
• Always maintain a strict budget
• Teach your children financial literacy
• REMEMBER CHOOSE A FINANCIAL ADVISOR WHO PUTS YOUR INTERESTS FIRST AND NOT HIS/HER COMMISSION

Momentum is a leading provider of insurance and asset management services to the South African market. Our values, operational structure and background are rooted in the company’s highly distinct philosophy “making a success of life”.